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Citizen Savings
Methodology for allocating 10% to 20% of your income to an emergency fund backed by CTS accounts and fixed-term deposits in supervised entities.
Republic of Peru · 2026 Initiative
Take charge of your economic stability today, backed by the State.
We provide new digital tools for the strategic management of your savings.
SBS Registry No. 018-2024-PMEF Agreement 2025-2026Data protected (Law No. 29733)
Peru is advancing in financial culture
42,300+
citizens trained in 2025
24
regions of Peru with active coverage
S/ 118 M
mobilized in formal savings
97%
participant satisfaction rate
Path to growth
A clear path toward growth
Discover how thousands of Peruvian entrepreneurs are optimizing their surplus with the guidance of our public finance specialists.
Wealth diagnosis
Free assessment of your income, debt and monthly surplus following the standards of the Ministry of Economy and Finance of Peru.
Digital tools
Simulators, calculators and dashboards in Peruvian soles (PEN) to plan pension savings, mutual funds and treasury bills.
Certified guidance
Sessions with advisors accredited by the Superintendency of Banking, Insurance and Private Pension Funds (SBS) to guide every decision.
2026 Programs
Discover formal, secure mechanisms to strengthen your finances
Free modules validated by Peruvian institutions to accompany you from your first goal to a consolidated portfolio.
02
Responsible Investing
Practical guide to sovereign Treasury bonds, managed mutual funds and pension funds (AFP) across conservative, moderate and aggressive profiles.
03
Formal Entrepreneur
Path to RUC formalization, MYPE tax regime and access to preferential credit lines under the Reactiva Perú 2026 program.
04
Family Planning
Household budget, mandatory life insurance (SOAT), university education and long-term retirement planning for Peruvian families.
Access the official platform and plan your future here.
Wiracor operates under an institutional agreement with Peruvian supervisory bodies. Our commitment is that every citizen has access to truthful, verifiable and up-to-date information to make informed financial decisions during the bicentennial and beyond.
- Content reviewed by specialists from the Ministry of Economy and Finance.
- Data aligned with the Superintendency of Banking, Insurance and AFP (SBS).
- Compliance with Peru's Personal Data Protection Law (No. 29733).
- Annual audit by a firm registered with the Lima College of Public Accountants.
Peruvian voices
Real stories of economic stability
Thanks to Wiracor's roadmap I organized my grocery store in Los Olivos, formalized my RUC and stopped mixing business and family money.
The simulators in soles helped me compare AFP funds and decide voluntary contributions without relying on informal intermediaries.
I received free guidance to invest my CTS in a supervised fixed-term deposit. Today my family has a real safety fund.
Frequently asked questions
We answer your questions about financial literacy
Does Wiracor have any cost for Peruvian citizens?
No. All our educational content, simulators and group sessions are free of charge under the 2025-2026 institutional agreement with the Ministry of Economy and Finance.
Which regions of Peru do you operate in?
We have coverage across all 24 regions of the country. In-person workshops take place in Lima, Arequipa, Trujillo, Cusco, Piura, Iquitos and Huancayo. All other regions have access to the digital platform.
How is my personal data protected?
We strictly comply with Peru's Personal Data Protection Law (No. 29733) and its regulation. Your data is stored encrypted and never shared with commercial third parties.
Does Wiracor grant loans or sell financial products?
No. Wiracor does not grant loans, does not sell financial products and does not act as a broker. We are strictly a financial education and information platform.
Official newsletter
Receive the Wiracor 2026 guide in your inbox
Enter your details to receive the official financial education syllabus, invitations to in-person workshops in Lima, and regulatory updates from the SBS and MEF.
Start your financial plan today with institutional backing
Join thousands of Peruvians already building economic stability with official, free and verifiable information.